Using Health Insurance for Payment

Can you use your health insurance to pay for an air purifier?  The answer is often YES,  and a lot of people do.  Air purifiers are not usually covered by health insurance directly, however, you can often use a Flexible Spending Account (FSA) or Health Savings Account (HSA) to make the purchase. If you are using your air purifier to treat a medical condition such as asthma, allergies, or COPD, your FSA or HSA funds can be used to cover the cost.

What Is A Flexible Spending Account (FSA)?

Flexible Spending Account or FSA, is a pre-tax medical benefits account offered by many employers which allows you to set aside funds to pay for eligible medical expenses that aren’t covered by your insurance plan. The money is deducted directly from your paycheck before taxes are assessed, and in some cases your employer may also contribute, although they are not obligated to do so. (Talk to your HR department about your company’s specific policy). The funds accumulated in your FSA can be used to cover the cost of medical expenses such as:
  • Office co-pays
  • Deductibles
  • Approved medical devices and equipment, often including air purifiers
What Is An HSA?

A Health Savings Account (HSA) is similar to an FSA and will allow you to put money aside to cover the cost of healthcare expenses that are not covered by your existing healthcare plan. The main difference between an FSA and an HSA is that the individual controls an HSA, where a FSA is owned by the employer.A FSA or HSA can save you considerable cash on eligible medical-related expenditures, procedures, and services that you would typically have to pay for out of pocket — including a quality top rated air purifier. 

How Can I Use My FSA Or HSA To Pay for An Air Purifier?

About 55 million Americans are covered by employer-based Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs.)  Simply use your FSA or HSA debit card directly on our website to purchase your machine, checking out as you would with a credit card.

What to Look for In an Air Purifier

How do you choose the best air purifier for you? The short answer is that it depends on what your Indoor Air Quality (IAQ) issues are and what type of home you have, and of course your budget. It also depends on what medical conditions you may be trying to treat or symptoms you’re looking to alleviate. The answer may be different for someone with asthma and allergies, or someone in a wildfire-prone region, than it is for someone trying to reduce the effects of VOCs or gasses. Some excellent top rated and affordable home and office air purifier brands to consider are:

Austin Air  
Smarter HEPA

And there are many more HERE if you'd like to search by type of pollutants you want to remove.

As always, if you have questions concerning your air purifier purchase, please give us a call toll-free at 800-701-2513  We're here to help!
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